Skip to main content
  • Search
  • Home
  • Our Products
    • Money Market Fund
    • Bond Fund
    • Balanced Fund
    • Equity Fund
  • Key Moments
    • Growing Your Money
    • Saving For Travel & Leisure
    • Getting Married
    • Starting A Family
    • Planning For Retirement
    • Leaving a Legacy
  • About PAMI
    • Our People
    • Awards & Milestones
    • Media Center
    • Careers
  • Help & Support
    • Contact PAMI
    • File Library
    • Branch Locator
    • Frequently Asked Questions
    • Mutual Fund Prices
    • Investing Insights
    • Investor Profiler
    • FUNDFILLED
    • EVERYONE CAN INVEST
  • My PAMI
    • Customer
    • Distributor
    • Employee
PAMI
PAMI PAMI
  • Our Products

    Our Products

    Find the right mutual fund for you based on your needs.

    See More
    Mutual Fund Prices

    Check the most recent fund performance.

    • Money Market Fund

      Invest in a portfolio of short-term securities

    • Bond Fund

      Invest in a portfolio of securities that earns regular income

    • Balanced Fund

      Invest in a combined portfolio of fixed income and stock securities

    • Equity Fund

      Invest in a portfolio of stocks

  • Key Moments

    Key Moments

    What matters to you most?

    View all
    • Growing Your Money

      The ability to enjoy the things you love

    • Saving For Travel & Leisure

      The joy of discovering new places and experiences

    • Getting Married

      The starting point of all good things

    • Starting A Family

      The most wonderful time of your life

    • Planning For Retirement

      The start of another chapter in life

    • Leaving a Legacy

      The excitement of making your mark in the future

  • About PAMI

    About PAMI

    For over 45 years, we have been helping Filipinos achieve their financial goals.

    SEE MORE
    • Our People

      Meet the leaders of PAMI

    • Awards & Milestones

      Our story and achievements

    • Media Center

      News and announcements

    • Careers

      Want to join us? Explore work opportunities at PAMI.

  • Help & Support

    Help & Support

    We strive to assist you with all your questions.

    SEE MORE
    • Contact PAMI

      Can't find what you're looking for? Contact us.

    • File Library

      Check our library for forms, guides, and other information.

    • Branch Locator

      Look for one of our branches near you.

    • Frequently Asked Questions

      Have a question? You may find the answer here.

    • Mutual Fund Prices

      Check the most recent fund performance.

    • Investing Insights

      Get useful tips about investing.

    • Investor Profiler

      Try our interactive investment tool to find out your risk profile.

    • FUNDFILLED

      Investing made fun.

    • EVERYONE CAN INVEST

  • My PAMI

    LOG IN

    Access your PAMI Accounts

    Select your account type
      CUSTOMER
    • My PAMI

      DISTRIBUTOR
    • My PAMI

      EMPLOYEE
    • My PAMI

  • Search
  • Contact Us
    • Talk to us now

      (+632) 817-PAMI (7264)

    • talk to us later

2015
Back to Top
  • {{title}}

    {{label}}
  • Managing Market Volatility


    After a six year bull run that saw unprecedented gains, the Philippine stock market experienced volatility throughout the year and finally ended 2015 with a loss of 3.85%. The fluctuations were caused by global factors such as China’s economic slowdown, a large drop in world oil prices, and indications of an increase in US interest rates. Although on a whole, the growth of the Philippine economy has been sustained, the common question is how the upcoming elections will affect the local markets.

    Not surprisingly, the recent dips have affected market confidence. To address this, key figures in the financial sector spoke at "Checkmate 2016", a recent forum intended to help clients make winning moves by equipping them with the right information. Philam Asset Management, Inc. (PAMI) President and CEO Ferdinand Berba reminded investors to remain levelheaded in the midst of uncertainty. "Volatility is a part of investing, which is especially seen in the stock market. Having the right mindset is critical. The focus should be on long-term goals."

    To underscore this point, Berba presented the 5-year and 10-year historical charts of the Philippine Stock Exchange Index (PSEi). While volatility is seen on the short-term, both historical charts clearly displayed an upward long-term trend. "If you look at these graphs, there are attractive opportunities during market downturns, since stock prices become cheaper," he emphasized. "Regular investing also reaps benefits, as it lowers average costs. It created less anxiety than timing the market."

    Apart from consistency, diversification is another proven method to balance out returns. To this end, Berba pointed out the usefulness and efficiency of managed funds in various asset classes. "These funds already have diversified asset levels and geographic portfolios to spread out risk," he noted. "Moreover, they make it very easy to reinvest income, thus initiating the power of compounded interest and increasing total returns over time," he concluded.

    PAMI is Philam Life’s asset management subsidiary, whose assets under management have grown to P47.393 billion in 2014 from P21.903 billion in 2004. PAMI is one of the largest asset and wealth management companies in the country, managing mutual funds from different asset classes and is a major contributor to the development of the Philippine mutual fund industry. PAMI has won eleven awards from PIFA in 2015 alone, and has consecutively been named Most Trusted Brand, Investment Fund Category by Reader’s Digest since 2010.

    To learn more about Philam Asset Management, Inc. (PAMI), visit philamfunds.com

    ### 

    About Philam Asset Management (PAMI)

    Philam Asset Management, Inc. (PAMI) is an asset management company that administers, distributes and provides investment advisory to nine mutual funds. PAMI is a wholly owned company of Philam Life – the country’s premier life insurance company– which is a member company of the AIA Group, the largest pan-Asian life insurance group that has a unique heritage of serving the world’s most dynamic region for more than 90 years.

    Established in 1992, PAMI is one of the largest asset and wealth managers in the mutual fund industry with more than PhP40 Billion Assets under management as of June 30, 2014. A major contributor to the development of the Philippine mutual fund industry, PAMI is a leader in asset management in the Philippines, managing nine funds from different asset classes for different client risk appetites namely: Philam Managed Income Fund, Philam Bond Fund, PAMI Global Bond Fund, and Philam Dollar Bond Fund, Philam Fund, PAMI Asia Balanced Fund, PAMI Horizon Fund, PAMI Equity Index Fund and Philam Strategic Growth Fund.

    About Philam Life

    The Philippine American Life and General Insurance Company (Philam Life) is the country’s premier life insurance company. Established on June 21, 1947, Philam Life offers an extensive line of products in the industry that provides solutions to various financial needs including life protection, health insurance, savings, education, retirement, investment, group and credit life insurance.

    Philam Life is a member of AIA Group Limited, the largest independent publicly listed pan-Asian life insurance group.

    About AIA

    AIA Group Limited and its subsidiaries (collectively "AIA" or "the Group") comprise the largest independent publicly listed pan- Asian life insurance group. It has operations in 17 markets in Asia-Pacific – wholly-owned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, a 97 per cent subsidiary in Sri Lanka, a 26 per cent joint venture in India and a representative office in Myanmar.

    CONTACT PAMI

    (+632) 817-PAMI (7264)

    View Details

    CONTACT PAMI

    (+632) 817-PAMI (7264)

     

    Go To

    Learn more about AIA Group.

    AIA.com

    Philamlife.com

    Explore Pami

    Our Products

    Key Moments

    ABOUT PAMI

    Our People

    Awards and Milestones

    Media Center

    Careers

    GO TO

    PHILAM VITALITY 

    PHILAMLIFE

     

    AIA.COM

    Visit our corporate site to learn more about AIA.

    EXPLORE PAMI

    Our Products

    Key Moments

    ABOUT PAMI

    Our People

    Awards and Milestones

    Media Center

    Careers


    Copyright © 2016, Philam Asset Management, Inc.. All rights reserved.
    Terms of Use | Privacy Statement